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Stephanie Collins

Fairfax, Virginia

Media/Entertainment

Poorer Than You

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JR Moreau How much mental energy do you use to track your credit score and finances? I really wish I could find a good model, set it and forget it... or hire an accountant :-D I found an awesome new website to monitor your credit. They don't try to charge you for every little feature too. It's called Credit Karma. Check it out! http://www.creditkarma.com/

119 weeks ago from Personal Finance

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Sarah Matz: how much exactly does an having an accountant to maintain finances cost? I'm guessing it would be way too expensive for my low-paying job..and a ...Morehow much exactly does an having an accountant to maintain finances cost? I'm guessing it would be way too expensive for my low-paying job..and a lot of us who don't yet (or even don't want to) make big bucks..
118 weeks ago

Sarah Matz: just checked out credit karma and it's pretty sweet - thanks again JR!
118 weeks ago

Jung Fitzpatrick One of my favorite blogs on being money wi$e is www.getrichslowly.org/blog. What are your faves/recommended personal finance blogs?

133 weeks ago from Personal Finance

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Stephanie Collins: Well, there's mine of course! But also, I love Bargaineering - great stuff, posts often, posts on a variety of PF subjects. Check it out: MoreWell, there's mine of course! But also, I love Bargaineering - great stuff, posts often, posts on a variety of PF subjects. Check it out: http://www.bargaineering.com/articles/
133 weeks ago

Presh Talwalkar: I used to follow 50 personal finance blogs. Now I only follow one: MoreI used to follow 50 personal finance blogs. Now I only follow one: http://assetbuilder.com/ It's one of the few sites where I actually learn something new.
133 weeks ago

Erin Murtagh Curious-how many of you have multiple sources of income?

135 weeks ago from Personal Finance

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Stephanie Collins: Sacha: in most states, you should be able to work as a sole proprietor with no registration at all. Look for information specific to where you ...MoreSacha: in most states, you should be able to work as a sole proprietor with no registration at all. Look for information specific to where you like, though. And if you get more than $600/year from one client, you may need to have them file a W9 for you and issue you a 1099-MISC at tax time. (Phew, sorry about all the tax forms in this comment!)
134 weeks ago

David: In todays world. I think multiple income sources is a good idea, especially if one or more is passive income vs. active. I have two active income ...MoreIn todays world. I think multiple income sources is a good idea, especially if one or more is passive income vs. active. I have two active income sources ( full time job, freelance project work) and one passive source (online marketing company).
133 weeks ago

Josh Allen IRA or Roth IRA? I prefer the IRA myself.

135 weeks ago from Personal Finance

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Stephanie Collins: @Andrew: I'll never be in a lower income tax bracket than I am now! ;) Also, this should probably be moved to a forum discussion.
135 weeks ago

Stephanie Collins: Forum topic added to give us some room to discuss: MoreForum topic added to give us some room to discuss: http://www.brazencareerist.com/group/personal-finance/forum/roth-ira-vs-...
135 weeks ago

Kim Hoffmann Does anyone here invest in stocks?

136 weeks ago from Personal Finance

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Erin Murtagh: @Kim-there probably is an option through my employer, but I just opened a Sharebuilder account through ING. I have a 401K through my job.
136 weeks ago

Erin Murtagh: My little stock portfolio is more of an experiment, no so much part of my long term strategy. I only put in an amount I was OK losing.
136 weeks ago

Cassie Holman This surprised me: not paying fines-even library fines or parking tickets-lowers credit score! I have $20 fine for lost library book..yikes

136 weeks ago from Personal Finance

: I have the same issue on a toll fine that I paid, but the toll road still shows that I owe it even after I sent them a copy of the check.
136 weeks ago

Stephanie Collins: @Michael: if it's showing up on your credit report, dispute it! Each credit reporting agency has the how-to for disputing on their website
136 weeks ago

Stephanie Collins Just read http://retwt.me/XRRy Avoiding False Dichotomies by Chris Guillebeau

136 weeks ago from Blog Action Day

Stephanie Collins This is my 3rd year participating! Affecting climate change and "going green" doesn't have to be expensive: http://bit.ly/2jMnqW

136 weeks ago from Blog Action Day

Stephanie Collins Do you spend more with cash or with plastic (a credit or debit card)? I actually spend more with cash: cash fells like fun money to me!

136 weeks ago from Personal Finance

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Stephanie Collins: Kim, the opposite is true for me: I can't see cash! I look at credit card or bank statements and see the exact amount I spend.
136 weeks ago

: Stephanie- I am with you on this. I have see the monthly reports or I blow cash like water.
136 weeks ago

Meghan Flynn Debt: for a few years, my main goal has been zero, but now im thinking grad school now, pay it off later? what are your strategies?

136 weeks ago from Personal Finance

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Meghan Flynn: good rule! i like getrichslowly.org's advice: pay off loans in order of size. is debt less important when in your 20s and still exploring?
136 weeks ago

Stephanie Collins: I'm not anti-debt, but I think the opposite is true: it's important to minimize debt if possible in your 20s to prevent problems later.
136 weeks ago

Kelsey Balcaitis Any good PF books you would recommend? I've read a few and would recommend Generation Debt by Anya Kamenetz- not a how to though.

136 weeks ago from Personal Finance

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Kelsey Balcaitis: Thanks! I've read all except Debt is Slavery. I'll have to check it out!
136 weeks ago

Stephanie Collins: Nice! Beyond the basics, I like The Bogleheads' Guide to Investing for investment topics.
136 weeks ago

JR Moreau So, I tried Mint.com about a year and a half ago. Didn't find it useful. Trying again. Any thoughts? Had success with it?

136 weeks ago from Personal Finance

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JR Moreau: I think if I can set goals with Mint and really work on getting there with Mint, I'll get a lot out of it. Otherwise I'll lag on using it
136 weeks ago

: I passed on Mint. I have been using quicken for so long that I am not sure that I can change. It has so much information in it now.
136 weeks ago

Caitlin Fitzsimmons I recommend the Bad Behavior plug-in to keep your site safe from hackers (also upgrade if you haven't!). http://www.bad-behavior.ioerror.us/

140 weeks ago from Wordpress Bloggers

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