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Harriet May
Do you have the recommended 8 month emergency fund? Now that I've been on a salaried income for seven months, it's my first big savings goal. Do you treat your savings like an extra bill or do you struggle to put away money every month?
62 weeks ago from Young Professional Women (YPW), Personal Finance, Entry-Level Young Professionals, GenYJourney: Tips, Insights, Experiences For Young Professionals and Personal Development3 more
Rebecca Thorman and Whitney May Parker recommended this
LadyBlueShame:
I think that in order for me to save the amount I deem necessary, I will have to treat it like a bill :-/, which sucks because I hate bills.
59 weeks ago
59 weeks ago
peterb6086:
Paying yourself first via automated savings is the wayt to go. After a while, you won't even miss it.My emergency fund is roughly 1 years salary. ...MorePaying yourself first via automated savings is the wayt to go. After a while, you won't even miss it.My emergency fund is roughly 1 years salary. Doesn't need to be that high when starting out, but as we get raises, and homes, the risk of being laid off creates much more of a problem
http://www.trendlinefinancialsolutions.com/april-2011-trendline-financia...
59 weeks ago
http://www.trendlinefinancialsolutions.com/april-2011-trendline-financia...
59 weeks ago
Ryan Paugh
Would you take a salary cut for a more fulfilling job than you have right now? How much does salary impact your career transition decisions?
107 weeks ago from Personal Finance and Salary - Negotiating & More
Sadya Siddiqui and Kenji Crosland recommended this
Sean Masters:
I took a 30% pay cut between my previous job and my current one; go economic crash of '08! Definitely opened my eyes not only on my career but on ...MoreI took a 30% pay cut between my previous job and my current one; go economic crash of '08! Definitely opened my eyes not only on my career but on the overall career development space, massive shifts in the IT industry, etc. As for fulfillment itself, I have typically chased the more fulfilling job over the higher-paying one, but only to a point! When it comes down to weighing multiple offers against each other, eventually salary differences will potential job fulfillment for me.
106 weeks ago
106 weeks ago
Paula Duarte:
It's a risk. I've done it twice. Once it worked out great, and got me on my current career track. The other time it was a dead end, so I left ...MoreIt's a risk. I've done it twice. Once it worked out great, and got me on my current career track. The other time it was a dead end, so I left quickly but managed to swing getting the business head as my top job reference. Now that I have kids I'm not so adventurous, but also feel like I'm in a good place in my career, so not feeling the need to take the risk anyway.
106 weeks ago
106 weeks ago
Ted Thonus
What impact will cloud computing have on carriers - will customers need bigger, fatter pipes to the Internet or between offices to facilitate cloud functionality?
Dave Salamack:
John and Jonathan, one thing consumers of cloud applications always forget to build in to their plans and one thing SaaS providers will never ...MoreJohn and Jonathan, one thing consumers of cloud applications always forget to build in to their plans and one thing SaaS providers will never caution you to have is an exit plan. Consumers spend large amounts of "ramp-up" resources on getting their on-premises application to the cloud, but they never spend any resources on figuring out how to get it back. A major benefit of cloud computing is the switch-ability. If you don't like vendor A after a year, move your stuff to vendor B and give your users a new URL to point to for that application. It should be that easy. SaaS vendors never want to tell you how easy it is to move FROM them. Most consumers are still on their first SaaS vendor so they have not experienced the pain of getting their data back out of the cloud. The truth is data in the cloud, under the right circumstances, is safe enough. Convincing customers that it is is only half the battle. The other half is convincing them that the data is always theirs to take back at any time they feel it's unsafe, but providing enough excellent service that they never want to.
112 weeks ago
112 weeks ago
Jonathan van de Veen:
I absolutely agree that is an important point and it's easily missed. And yes, we do have an easy exit in terms of just the data. We can simply ...MoreI absolutely agree that is an important point and it's easily missed. And yes, we do have an easy exit in terms of just the data. We can simply create a backup of the database or create a large export. However moving it to another vendor, in our case means moving it to another application all together. This means doing a conversion of the data, which is going to be not so easy. Then you would need to train your people to use that other application and also you'd need to spend time getting the application to fit your processes or the other way around.
My point is, sure you can get your data back, but is it going to do you any good?
We have customers that do this, but they are willing to spend the money to either keep their data available in our application, or to have us support them with converting it for another application.
112 weeks ago
My point is, sure you can get your data back, but is it going to do you any good?
We have customers that do this, but they are willing to spend the money to either keep their data available in our application, or to have us support them with converting it for another application.
112 weeks ago
Matthew Bingham
One day I was trying to figure out how my wife and I could be more financially responsible. Now, we are fairly responsible to begin with but there is always room for improvement. I came up with the CASH system. It stands for Clean, Arrange, Save, and Health. I kind of stole the idea from the manufacturing process of 5S. On top of all the regular budget systems (Auto deduct to savings, no cc debt, etc.), this let's you make much more educated decisions when you need/want something. MTC!
Bradley O:
Interesting approach, while I can appreciated the lifestyle you are trying to build, I think it needs a bit more detail on how it managed to ...MoreInteresting approach, while I can appreciated the lifestyle you are trying to build, I think it needs a bit more detail on how it managed to become more fiscally responsible. ( I know this is a work in progress, just making some suggestions.)
I think people do most of those things without fiscal responsibilities, but you clearly have some thoughts on how it could.
113 weeks ago
I think people do most of those things without fiscal responsibilities, but you clearly have some thoughts on how it could.
113 weeks ago
Matthew Bingham:
Yes - I will explain more - but like you said, most people do this. I'm making the connection that in doing it you can put that fiscal ...MoreYes - I will explain more - but like you said, most people do this. I'm making the connection that in doing it you can put that fiscal responsibilit to it if you aren't already. Thanks for the suggestions/feedback.
113 weeks ago
113 weeks ago
Elizabeth Raley
Any suggestions on how to track resource allocation? My challenge is that developers and PMs are constantly get moved from one project to the next (not efficient, I know). But I want to track it so we can ultimately fix it!
Jamie Nacht Farrell:
MS Project has a function for that if you keep track at the beginning of each project
109 weeks ago
109 weeks ago
Joseph Arruda:
That depends on what infrastructure you have already, and the scale you are working at. I had to work on setting up custom fields in the system ...MoreThat depends on what infrastructure you have already, and the scale you are working at. I had to work on setting up custom fields in the system we use internally (Redmine) after rollout to accommodate the kinds of resource control you are looking for, but it can be done in a multitude of ways depending on -largely- the number of moving parts you are dealing with, and the frequency of the changes.
109 weeks ago
109 weeks ago
Matthew Bingham
Hello All,
I'm new to this group and I am very excited to be a part of it! I love the world of personal finance and tend to focus on the financial part of life that is below the investment line. The tips and tricks to make your disposable income work the best for you. I have some Ideas that I want to share and will start by posting them here to get your opinions and feedback. I'm looking forward to it!
Thanks,
Matt
Kelsey Balcaitis
Saw this article today- financial institutions using information from social networks when analyzing potential borrowers and customers. http://www.sfgate.com/cgi-bin/blogs/esandberg/detail??blogid=132&entry_i...
Troy Vollenweider
First question I would like to ask the group - is the PMP certification worth spending my time and money on to acquire. I ask because I have been told about a program with Villanova University that is centered around the PMP. Some say it is great and provides networking and other opportunities and others have told me they are not sure it is worth it. I would like to get some feedback and opinions from this group on this. Thanks!
Troy Vollenweider:
thanks for the insight! I have some pm experience and I'm told it is enough to be able to get the PMP. If I decide to take the pm path, I will ...Morethanks for the insight! I have some pm experience and I'm told it is enough to be able to get the PMP. If I decide to take the pm path, I will need to make choice on going after the PMP. Thanks again for the great insights! And you are all correct - delivery and results are much more important than a certification.
122 weeks ago
122 weeks ago
Joseph Arruda:
For some sectors it is difficult to even get in the door without it (i.e. Defense contracting, some finance areas) but for the most part, if you ...MoreFor some sectors it is difficult to even get in the door without it (i.e. Defense contracting, some finance areas) but for the most part, if you have built up a track record and can articulate it well at the interview, its not that critical at all.
109 weeks ago
109 weeks ago
Kelsey Balcaitis
Have you learned from your parents' financial mistakes? Or are you headed down the same path?
For me, I think that I have inherited some of their financial issues, but I am able to recognize when that mistake has been made and been fortunate enough to correct it earlier in life.
Russell Allert:
I have totally followed in my parents footsteps as far as finances go. At least, I used to. Once I realised what I was doing I was quick to change ...MoreI have totally followed in my parents footsteps as far as finances go. At least, I used to. Once I realised what I was doing I was quick to change it. And now I write a blog on personal finance! (www.ozsavings.com)
123 weeks ago
123 weeks ago
Matthew Bingham:
I still to this day follow some financial rules set forth by my father, but have changed on some too. I have a hybrid of my own rules mixed with ...MoreI still to this day follow some financial rules set forth by my father, but have changed on some too. I have a hybrid of my own rules mixed with his. My father is 71 so some old schoold savings rules are still in his arsenal. But, the fundamentals (don't spend a dime when you get a nickel, don't put anything on your CC if you don't have the cash to pay for it) still thrive with me to this day.
122 weeks ago
122 weeks ago
Jason Unger
Poll: what are your 2010 financial resolutions?
I've got a plan to re-build my emergency fund after a layoff last year, and then pay off the rest of my debt by October.
Matthew Bingham:
Financial fitness for me...and what that means is that I want to be fit enough so when I do consume that financial greasy burger I am able to burn ...MoreFinancial fitness for me...and what that means is that I want to be fit enough so when I do consume that financial greasy burger I am able to burn it off quickly.
122 weeks ago
122 weeks ago
Stephen Evermore
What tools do you use for PM? Paper and digital both apply. For me: MSProject, Sharepoint, Compendium, Mindmeister, IBM ClearQuest.
Eric Marshall:
I have used SharePoint and Project mostly. Those were the recommended solutions of the organizations that I worked for. Something I would like ...MoreI have used SharePoint and Project mostly. Those were the recommended solutions of the organizations that I worked for. Something I would like to get my next company on board with is Google Wave for project team communications (Google Wave is simply incredible!).
127 weeks ago
127 weeks ago
Joseph Arruda:
I do not use MS Project much anymore. Sometimes I'll use Planner, but mostly I have setup Redmine for large scale, complex task and resource ...MoreI do not use MS Project much anymore. Sometimes I'll use Planner, but mostly I have setup Redmine for large scale, complex task and resource oversight (as well as cross-department integration and knowledge base), as well as recently starting use of online SaaS tools like SmartSheets.
Some of the modelling/mind-mapping I've done use Yed, XMind or Visio.
109 weeks ago
Some of the modelling/mind-mapping I've done use Yed, XMind or Visio.
109 weeks ago
Christopher McSpiritt
Where is everyone from? Philly here.
Matthew Bingham
I've heard about this and would like to learn more about it. Looking forward to the chatter in this group!
Yavor Yanakiev:
If you are serious in you intention and you don't afraid to get your feet wet, try this MoreIf you are serious in you intention and you don't afraid to get your feet wet, try this http://src.enomaly.com/
143 weeks ago
143 weeks ago
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