Can the wisdom of the crowds decide how to manage you finances better than you can? I’d love to find out. Imagine a person who left all of their financial decisions up to “the crowd.” From budgeting to investing to spending, their entire financial situation was determined by others […]

There has been a good bit of debate over the Social Security program in recent years. Bush made an unsuccessful attempt to reform a few years back. Whether you are a Bush fan or hate him, my opinion is, at least Bush is trying to do something to fix the program […]

Cookie cutter financial advice fails with an issue as personal as retirement planning. We need to separate fact from judgment, and that’s what I do in this article.

One of the biggest reasons you should put your finances on autopilot is for the sheer comfort of it. Literally.

So what do I do with it? Back in those spendthrift days, $50 was a night out dancing, or the movies for two, or dinner before a Laker game. It was pocket money. But that was before the plan. And the monthly budget that developed from the plan […]

Obviously, this isn’t as good as it sounds. Nothing in life is free — everything has a catch. Especially something that is “too-good-to-be-true” like this.

It is a hard choice to trust our government these days. Immense budgets, inefficient actions, regulatory nightmares, lowered taxes, deficit spending, incomprehensible debt loads and that’s just at the local level. One of the main reasons for the swell of support for Obama is the hope that his election might change some of that […]

If you’re doing something very bad, your email will likely be discovered and reviewed in court. But even if you’re doing only great things, you are writing messages that could be taken out of context.

We are apparently developing three kinds of services in this country. The service industries that provide jobs for the lower class, the government and industry service which provides jobs for the middle class, and the financial services which provides wealth and leisure and privilege for the upper class […]

Recently, the supermarket gods have rewarded me twice with free food. I would like to say I planned this, but it really happened just because I was practicing good etiquette.