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Posted On 06.26.08

Here in America, we have a widespread attitude of blaming everyone else for our problems. Personal responsibility is not a popular concept to embrace. We look to the government for our general welfare. We look to government and companies for our retirement. We blame cigarette companies for cancer, gun companies for murder, and banks for subprime mortgages. When do we decide to take responsibility for ourselves and for our own future?

This blog is about taking a hold of our financial future and not relying on anyone to provide for us now or down the road.

As a 20-something American, I’m extremely pessimistic about our government and society. We have a short-sighted government that only cares about re-election, and re-election means fiscal irresponsibility (both sides of the aisle) because it takes spending to get votes. Our society is increasingly embracing extreme political correctness, wealth redistribution, and total reliance on government to solve every last problem we might have.

Yes, your government cares more about eradicating offensive comments from society then ensuring a strong nation for your grandchildren. Social security is a disaster--if you are young like me, you are paying into a program you will never receive back from. Medicare and other programs, likewise, are a disaster. Do any politicians seriously address these issues in a common sense matter? No, because it’d be too controversial and controversy doesn’t bode well for re-election. Bastards.

Why am I writing about this, isn’t this a finance blog for 20-somethings? Because, as a young person, you have a voice and you also have the power to vote. Vote for real solutions to the real problems we have in our country. No matter how active or passionate you are, you can make a difference. Not very passionate? Ok, just tell a friend about what you read. Border-line radical? Go stage a protest or something.

Even more so, take control of your future yourself. Do not rely on anybody else for your financial future. Nobody cares about you more than you do. Position yourself financially so that you can save and have a solid retirement. Plan for zero assistance, and if you get some down the road, then consider it a bonus.

20s Money is about a generation of hard working, self-reliant people who desire financial freedom and are willing to act upon their desires. We realize that it takes more than good intentions to secure a strong future. It takes hard work, education, and learning from mistakes. Are you willing to do what it takes to get what you want financially? Or are you simply hoping for government hand-outs? For our children’s sake, I hope you aren’t counting on the latter.

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Comments

Tim
06.27.08

The Democrats want to tax your blog bandwidth, too.

Chris Ford
06.27.08

Wouldn't surprise me, California democrats want to tax your digital downloads and New York Democrats want to place a sales tax on internet purchases. Ridiculous.

Tim
06.27.08

That was a joke.

Chris Ford
06.27.08

ok, im not joking

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